• This post was originally posted on healthcare.gov on April 21, 2021 5:00 pm. Health insurance isn’t just for when you’re sick. Here’s how you can use your Marketplace coverage any time.

  • The American Rescue Plan Act has made significant changes in the health insurance plans on the individual marketplace. If you have an individual health insurance plan, reach out to one of our agents for a free, personalized review of how your plan has changed. $0 Silver Monthly Premiums Income earners who fall below 150% of …

  • Any of the following preventative care items are available for FREE with any health insurance plan that meets the minimum essential care as outlined in the Affordable Care Act. Preventative Care for Adults Abdominal aortic aneurysm one-time screening – For men of specified ages who have ever smoked Alcohol misuse screening and counseling – To …

  • Why Supplemental Coverage Medical bills are the #1 reason for bankruptcies in America. Even people WITH health insurance coverage may have trouble paying their medical bills, but supplemental insurance can help. Many people have to claim bankruptcy due to a loss of income that results from an injury or sickness. There are many costs associated …

  • When shopping for health insurance plans as an individual, you have options. Listed below are the most common types of health insurance. If you need help understanding what you qualify for or which option will work the best for your situation, reach out to one of our dedicated, local advisors.  The Affordable Care Act Health …

  • Understand Your Health Insurance It is important to understand how health insurance works so that you can make the best decision for yourself and your family. Reading through a list of technical terms can still be confusing, so we have included an infographic to help you understand the basics.  There are five terms that everyone …

  • Choosing the Right Plan When enrolling in Medicare, you have choices to enhance your plan. You can keep original Medicare, add a Medicare Supplement, or enroll in a Medicare Advantage plan. Original Medicare has no max out of pocket limits. So if you have a $100,000 medical bill, you may pay up to 20% or …

  • How to Enroll in Medicare Many people wonder how to enroll in Medicare. Enrolling in Medicare is simple – your cards will be automatically mailed out to you three months before you turn 65, or in the 25th month you receive disability benefits. If you are not automatically enrolled in original Medicare, you can also …

  • Medicare is the United States’ health insurance program for people age 65 and older, have disabilities, or have permanent renal failure. Here is a brief breakdown of the different parts of Medicare and what they cover. Give us a call or schedule a time to talk to one of our advisors if you are feeling …

  • The following article was originally published on Investopedia, and it reviews the most common causes of bankruptcy. Medical expenses is the top reason for bankruptcy in America. In the event of a large medical claim due to a hospitalization or accident there are many expenses that will not be covered by your health insurance including …